General Terms And Conditions

This website is the property of Sarnia Asset Management Ltd. (“Sarnia”). Sarnia’s registered address: Sarnia AM Ltd., c/o Aspida Group, 1st Floor, Tudor House, Le Bordage Rd, St. Peter Port, GY1 1DB, Bailiwick of Guernsey, Channel Islands. Sarnia’s Company Registration Number is 67392.

To use our website or engage with us via our website, you are asked to read these terms and conditions. These terms and conditions set out the terms on which you may make use of this website and apply to every page on this website, whether or not such pages are individually disclaimed.

These terms and conditions are designed to govern your use of our website and to explain the way in which your interactions can with us affect you. By using this website, you are indicating you accept these terms and conditions and that you agree to abide by them. If you do not agree to these terms and conditions, please refrain from using this website.

These terms and conditions should be read and understood in conjunction with the disclaimer and privacy notice that have also been made available to you on this website.


By using the website or engaging with Sarnia, you agree to be bound by its terms and conditions.

To this end, you must not use this website (or permit or procure others to use it) as follows:

for any unlawful, improper or illegal purpose or activity;

to violate our or any third party’s copyright, trademark, proprietary or other intellectual property rights;

to damage our name or reputation;

to impersonate any of our employees or other person or use a false name while using this website or implying an association with us;

to penetrate our security measures or other entities’ systems (“hacking”);

to generate excessive amounts of internet traffic, to interfere with our network or other’s use of this website or to engage in activities designed to or having the effect of degrading or denying service to users of this website or others;

to introduce viruses, worms, harmful code and/or Trojan horses onto the internet or into this website or any other entity’s systems and it is your responsibility to ensure that whatever you download or select for your use from this website is free from such items; and/or

to transmit confidential or proprietary information, except solely at your own risk.

Furthermore, when using this website, you agree you will comply with all applicable local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data. It may be illegal to view and/or download the information contained on this website in certain countries and we disclaim all responsibility if you access or download any information from this website in breach of any law or regulation of the country in which you are a citizen or in which you are resident or domiciled.


Sarnia Asset Management reserves the right to deny you access to this website, or immediately to suspend or terminate your access to this website at any time (in our sole discretion).


Sarnia Asset Management reserves the right to amend these terms from time to time. You will be notified of any amendments made by notification on the website. However, it is your responsibility to check for such changes.

If you have already engaged with Sarnia Asset Management, you will be notified of any changes by the most appropriate method of communication.

These changes will apply to the use of the website from the date specified.

If you do not accept the terms and conditions, you should not engage with Sarnia Asset Management and should no longer use this website.

Intellectual Property

You may not otherwise reproduce, modify, copy or distribute or use for commercial purposes any of the materials or content on the website.

This also includes but is not limited to:

Any information available on any texts / website / content unless otherwise stated.

Any third-party information, unless otherwise stated.

As such, no part of this website or any part of texts and content may be used in whole or part, in any manner without the permission of the copyright owner.

Cookie Information

Our cookie policy can be read within our Data Privacy Policy.


Access to this website is permitted on a temporary basis and we reserve the right to withdraw or amend the service and/or information we provide on this website without notice. We do not accept any liability if for any reason this website is unavailable at any time or for any period.

We expressly exclude any liability and responsibility arising from any reliance placed on such materials and information by any visitor to this website, or by anyone who may be informed of any of its contents, for (i) the accuracy, validity, timeliness, merchantability or completeness of, any information or data (whether prepared by us or by any third party) for any particular purpose or use or that the information or data will be free from error and (ii) any direct, indirect or consequential loss or damage of any kind incurred by any visitor to this website, or by anyone who may be informed of any of its contents, in connection with this website or in reliance on the information or opinions contained in it, or in connection with the use, inability to use, or results of the use of this website or any websites linked to it or materials posted on it. This does not affect our liability for any loss or damage which cannot be excluded or limited under applicable law.

The internet is not a completely reliable transmission medium and we do not accept any liability for any data transmission errors such as data loss or damage or alteration of any kind or for the security or confidentiality of information transmitted across the internet to or from us. Any such transmission of information is entirely at your own risk.


You agree to fully indemnify, defend and hold our directors, employees and suppliers, harmless immediately on demand, from and against all claims, losses, costs and expenses, including reasonable legal fees, arising out of any breach of these Terms by you, or any other liabilities arising out of your use of this website or any other person accessing the website using your personal information.

Third-Party Links

As a convenience to our customers, the website may include links to other websites or material which is beyond our control. For your information, we are not responsible for such websites or material nor do we review or endorse them. We will not be liable, whether directly or indirectly, for the privacy practices or content of such websites nor for any damage, loss or offence caused or alleged to be caused in connection with, the use of or reliance on any such advertising, content, products, materials or services available on such external websites or resources.

Sarnia Asset Management is not responsible for the content of any external Internet sites linked to this site.


Persons under the age of 18 should not use this website.


The site and all material contained within it, provides general information only. None of its content constitutes professional advice, and it should not be relied upon as such. If specific professional advice is required, please contact us. Sarnia Asset Management accepts no responsibility for any loss which may arise from reliance on information contained in the site.


By using this website, you are indicating you accept these terms and conditions and are providing confirmation that these terms and conditions have been read and understood.  These terms and conditions form the entire basis of any agreement reached between you and Sarnia regarding your use of this website.

Law And Jurisdiction

These terms and conditions and any non-contractual obligations arising from or connected with them shall be governed by and construed in accordance with the laws of the Bailiwick of Guernsey and any disputes shall be decided only by the Guernsey Courts. Guernsey Courts will have exclusive jurisdiction over any dispute arising from, or related to, use of this website (whether arising out of or in connection with contractual or non-contractual obligations) (‘proceedings’) and it is a condition of using this website that you waive any objection to proceedings in such courts on the grounds of venue or that proceedings have been brought in an inconvenient forum, although we retain the right to bring proceedings against you for breach of these terms and conditions in your country of residence or any other relevant country.

Contact Information

Should you have any questions regarding any of our terms and conditions, please send them to [email protected]

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